Inside this truly unique Long-Term Care (LTC) handbook, you'll find everything you've ever wanted to know about LTC coverage, including an explanation of how LTC insurance really works, the costs and payment options, benefits, tax issues, options other than LTC coverage, things you should consider before choosing a policy, and how the Federal Long-Term Care Insurance Program really works and more! Note: This handbook is NON-REFUNDABLE (unless damaged upon receipt). Review return policy here: www.lulu.com/help/returns_policy. We strongly recommend viewing the handbook BEFORE purchasing it at http: //www.federalhandbooks.com