It is frustrating to hear "it costs more money". Many times, this statement is made because of a lack of knowledge, not having the latest thinking on the topic, or simply opposed to solutions to address climate change. This document will inform on the recent costs, paybacks, savings and opportunities as we reduce carbon. This book is intended to help people, companies and governments make decisions today to IMPLEMENT NOW to reduce carbon and save money. I am advocating to do as much as possible now that has a seven-year payback or less while addressing climate change. Some ideas will save money immediately. I have focused on mainstream solutions that can be implemented quickly. Success stories and lessons learned are shared. The most technically feasible, cost-effective and socially acceptable ideas are proposed in this book. My intentions are to show data that is accurate and easy to understand. Positive change needs to happen at all levels, in the U.S. and across the world. There are over 40 solutions documented with proposals for the government, private industry and citizens to implement. Each solution is discussed in a way that anyone should be able to understand and make decisions on. The latest data, lessons learned, and research are provided. Intended Audience is for everyone, with focus on three groups: 1. Government at all levels in the U.S., 2. Private Industry and Academics, and 3. Citizens. Each of the three groups has an important role in addressing climate change and the book clearly documents how each can contribute.