The heart of this book is to bring children into a greater basic knowledge of how credit work and it's benefits. Teaching them about credit all while showing them how credit and morals are interconnected. Jeremy Gary is a firm believer that you are only as wealthy as you are informed! His goal is to help children know the basic do's and don'ts of credit while making the learning process enjoyable. Showing children that credit is being used all around them, every single day in more ways than one. Teaching moral lessons in the process of cultivating credit knowledge makes this book a win-win for any parent or child. This book teaches the meaning of basic words that will help children understand credit as well as how to become a morally good person that's grounded in telling the truth, keeping their word, and following instructions. Making such valuable information accessible to children through vibrant illustrations that will keep children engaged in the learning process. Jeremy's attempt is to make them fall in love with reading and learning. Teaching them "every time you learn new information your value goes up"!