Retirement income is very dependent upon retirement planning. After the global economic meltdown, retirement plans suffered great losses in equities. To recover the loss, the author decided to take control of his own financial future and dedicate more time to managing his retirement investment. Relying on just the government retirement benefits for seniors is not an option. Are You Retired or Retiring Soon? shows retirees, the soon-to-be retired, and all others how to enhance retirement income by trading stocks. The author wrote about his personal experience of going into retirement during this economic meltdown and why he decided not to postpone his retirement, already planned at sixty. He shares critical information about how he managed to rescue his sinking portfolios from falling further and how he traded stocks and gained an average of $4700 in cash per month between December 2008 and August 2009. He shares these experiences and also his philosophy of life. In trading stocks, he follows his own simple rules and trading techniques, and shares these how-to tips as well as divulging what does not work. He illustrates that by applying the rules and techniques explained here, one can consistently make profit by the frequent trading of big cap stocks only.