Filing bankruptcy is a major life decision and a stressful one. However, by understanding the laws and procedures of bankruptcy, you will be more prepared to take the next step to a life free from debt. This book is written in plain language. every effort is made to make this book easy to understand with the minimum time for the reader. This book will give you: Valuable advice on your rights, duties and obligations as a debtor. Step by step process from the time you find the need to file to the time after you are discharged in bankruptcy. Helpful tips, definitions, reminders, and warnings every step of the way. Chris Lozano is an attorney with over twenty years of experience in the field of bankruptcy and immigration. He has offices in Northern and Southern California. His website is www.crispinlozanolaw.com