If you study advancements in technology and their implications for investing, you will find the tremendous impact technology has had on the way money is managed. For example, the rise of personal computers eliminated the need for investors to phone a stock broker and gave birth to discount brokers and online trading platforms. Increased computing power and the ubiquity of information ushered in new algorithmic and technology driven trading strategies. Financial product companies created Target Date Funds, Indexed ETFs, and other financial products that otherwise would not have been possible. The motivation for this book is to present readers with an investment technology that will be instrumental as we see the money management industry continue to evolve.