ABOUT THIS EBOOK This eBook is the personal cheat code to accelerate financial literacy. Things you will learn: ● How to read your credit report. ● How to clean your credit report & build a 750 and up credit score. ●How to acquire high limit credit cards and hide utilization. ● Letters to use for disputing any negative item from your INTRODUCTION TO CREDIT Before we dive into the complexities of credit repair, it is wise we understand the basics of credit. Credit is the ability to obtain goods or services before making the full payment, trusting that the payment will be made in the future. In this eBook, we will be going through the step-by-step process of understanding and improving your credit. Credit scores are used to determine your risk factor for future loans. The three-digit score is a numerical representation which indicates how risky of a borrower you are from a lender’s perspective. A higher credit score can help improve the terms and conditions you qualify for. For example, your credit scores impact the deals and interest you will receive when you buy a home, finance a car, rent an apartment, apply for a job, buy insurance, purchase a cell phone, or open a new credit card. The first step to credit repair is understanding how credit reporting works.