"Ninety percent of all millionaires become so through owning real estate." -Andrew Carnegie For most first-time home buyers, their biggest challenge isn't in qualifying for a loan or securing a down payment. These steps are part of a larger, lengthier process, one that often intimidates buyers and prevents them from taking this first step toward personal wealth. Don't let fear hold you back from building your legacy. In Financial Freedom , home-lending expert Ed Parcaut breaks down the process of purchasing a home and demonstrates how owning property creates a lifetime of wealth. You'll learn the three most important factors when buying a home and how the relationship between your income, assets, and credit reveals the right time for you to make your move. With simple terms and relatable examples, Financial Freedom is the comprehensive guide for turning your dreams of owning a home into reality.