A ruined Earl. A disgraced Governess. A marriage that breaks every rule. Thomas Kincaid, the Earl of Ashford, is a man who knows the value of a bad reputation. Falsely accused of cheating at cards and exiled by the Ton, he has reinvented himself in Nassau as a shipping magnate, trading velvet waistcoats for linen shirts and nights at the opera for rum and gambling. He has vowed never to return to England, and he certainly has no intention of marrying. Miss Sarah Sterling has lost everything. Dismissed without a reference after rejecting the advances of her employer's son, she is fleeing to the Caribbean as a last resort. But when her new employer in Nassau turns out to be a smuggler, Sarah finds herself trapped on an island where her virtue is her only currency—and it's rapidly losing value. When Thomas intervenes to save Sarah from ruin, he offers a scandalous solution: a marriage of convenience. He gets a respectable wife to ward off the island's matchmaking mothers; she gets his protection. The rules are simple: share the bedroom to keep up appearances, but never the bed. But as Sarah brings order to Thomas's chaotic business and speaks the language of his partners, Thomas sees the fire beneath her stiff English reserve. And as Thomas risks his life to defend her honor, Sarah realizes the rumors were wrong—this libertine is the most honorable man she has ever known. When the ghosts of London arrive in Nassau, forcing Thomas to choose between a Dukedom and the woman who saved his soul, they must decide: is redemption found in regaining a title, or in the arms of the one person who knows the truth?