The fortune brings Philip temptation and trouble. He is surrounded by people who want to take advantage of him, and he makes many unwise decisions. He also begins to lose touch with his friends and family.Eventually, Philip realizes that the fortune has made him more miserable than happy. He decides to give it all away and start over with nothing. He learns that true happiness comes from within, not from material possessions.That Fortune is a cautionary tale about the dangers of greed and the importance of staying true to oneself. It is also a heartwarming story about redemption and the power of love.The novel is set in the late 19th century, and it provides a glimpse into the social and economic life of the time. Warner also satirizes the American obsession with wealth and material success.