In uncertain economic times, many seniors and their families are bound to face financial problems as illustrated by tsunamis. Financial tsunamis can sink your retirement plans and wash away your financial peace of mind. Jay Tyner, RFC(R) discusses 9 financial storms retirees could face over the next 10 years. With the help of a professional financial guide, you can quickly start "doubling the height of your sea walls" to protect your retirement from irrevocable damage"Remember, smart financial decisions impact the quality of your life." -Jack Keeter Semmax Financial Group, Inc. is a full service wealth management and retirement planning firm with offices located in Greensboro and Winston-Salem, North Carolina. The company was founded in 2003 with a commitment to serving the complex financial needs of retirees and aspiring retirees. Today, the company is comprised of three firms dedicated to addressing the unique and diversified financial needs of our clients; offering tailored integrated solutions to help them achieve the financial growth necessary for a prosperous 30+ years of retirement. - Semmax Financial Advisors, Inc. is the company's Registered Investment Advisory arm - strictly regulated and audited by the Securities and Exchange Commission (SEC) through the Financial Industry Regulatory Authority (FINRA). As such, our fee only advisory offers customized asset management solutions using a range of investment vehicles - stocks, bonds, mutual funds, REITS, ETFs - across a variety of investment disciplines, asset classes, and strategies, tailored to each client's risk tolerance and planning goals. - Semmax, Inc. specializes in providing the most competitive insurance solutions available. From life and long term care insurance, to a host of annuity products from the top-rated carriers in the industry, our risk management division implements insurance strategies customized to each individual's life circumstances. - Semmax Tax, Inc. was founded in 2004 as the third component of Semmax Financial Group and subsidiary of Triad Tax Advisory and Financial Services, Inc., to address the need for advantageous, integrated tax planning for clients by an Enrolled Agent, a federally-authorized tax practitioner, on staff. www.semmax.com